Click on the picture to expand and see how mortgage rates today are at historic lows…
Curtis Radmacher
DRE#01851936
New Century Realty & Lending
Posted by: realtorcurtis | 11/03/2011
Mortgage Trends 1974 – Present
Posted in Uncategorized
Posted by: realtorcurtis | 03/26/2011
5 Potential Dangers in a Home
5 Potential Dangers in a Home
Home inspection company Pillar to Post has identified these common dangers. If any of these items are a concern to you and your family contact a home inspector to make sure these problems aren’t present.
1. RADON
This colorless, odorless gas can seep into the home from the ground and has been called the second most common cause of lung cancer.
What to look for: Basements or any protrusions into the ground offer entry points for radon. The Environmental Protection Agency publishes a map of high prevalence areas for radon. A radon test can determine if high levels of radon are present.
2. ASBESTOS
This fibrous material — once popular in building materials because it provides heat insulation and fire resistance — was banned in 1985. It may still be found in older homes’ insulation materials, floor tiles, roof coverings, and siding. If disturbed or damaged, it can enter the air and cause severe illness.
What to look for: Homes built before 1985 are at risk of having asbestos within construction materials. Home owners should be careful when remodeling because disturbing insulation may cause the asbestos to become airborne.
3. LEAD
This toxic metal, used in home products for many years, can contribute to several health problems, especially among children. Exposure can occur from deteriorating lead-based paint, lead pipes, or lead-contaminated dust or soil.
What to look for: Homes built prior to 1978 may have lead present. Look for peeling paint and check old pipes. To get a HUD-insured loan, buyers must show a certificate that homes built prior to 1978 are lead-safe.
4. HAZARDOUS PRODUCTS
Stockpiles of household items — such as paint solvents, pesticides, fertilizers, and motor oils — can create a dangerous situation if not properly stored or disposed. They can cause illness or even death if small amounts are ingested.
What to look for: Make sure these items aren’t tucked away in corners, crawl spaces, garages, or garden sheds. Home owners often don’t realize these products can pose a danger and may forget they’re storing them. But buyers don’t want it to become their problem — and expense — to dispose of. If these products are found, make sure the buyer requires their removal and gets a disposal certificate prior to closing, which proves the products were disposed of properly and not just dumped in the backyard.
5. GROUNDWATER CONTAMINATION
Hazardous chemicals that are illegally disposed of can seep through the soil and enter water supplies. A leaking underground oil tank or faulty septic system can also lead to contamination.
What to look for: Look for any conditions that may be conducive to leakage. Homes near light industrial areas or facilities may be at risk. Also a concern: areas once used for industry that are now residential. Pillar to Post offers a Neighborhood Environmental Report that details any dangers or remedies of environmental incidences and sources of contamination that have occurred at a specified address and within its vicinity.
4 Common Home Hazards
These issues don’t necessarily cause illness but are serious nonetheless. The following are common hazards home inspectors often find:
1. Faulty wiring: Overloaded circuits, loose wires, missing covers on distribution boxes, abandoned appliances, or aluminum wiring, which can become problematic with age.
2. Loose guard rails: Stairway guardrails, especially on exterior stairways, that are not securely connected. Decks — often installed by home owners unfamiliar with building codes — that have loose boards.
3. Shower doors: Shower doors that lack safety glass and are not properly secured. A home owner who slips when stepping out of the bathtub and grabs a glass door that isn’t properly fastened could be severely injured.
4. Drainage problems: Downspouts discharging next to an exterior wall or a negative grade that slopes toward the home and brings water toward the home, causing foundation deterioration. This can lead to water damage, often seen in the basement, and possibly mold growth. Look for cracks, foundation wall stains, and musty, damp smells.
Curtis Radmacher
Pacific One Realty
DRE#01851936
Pacific One Realty
DRE#01851936
Posted in Uncategorized
Posted by: realtorcurtis | 03/24/2011
Keeping Your Water Heater Fit
* Home Maintenance Tip *
Keeping Your Water Heater Fit
Most people don’t give much thought to their water heater – they just turn on the faucet and expect hot water to come out. Water heaters are relatively maintenance free, and you can keep your water heater in peak operating condition just by performing two simple maintenance tasks every six months: test the pressure valve and then flush the tank.
If the pressure release valve is not operating properly, the tank can potentially over pressurize and explode. Flushing the tank prevents sediment build up, which can reduce your water heater’s energy efficiency and clog your water lines. Consult your owner’s manual or other maintenance guide for instructions on how to safely perform these maintenance tasks.
Posted in Uncategorized
Posted by: realtorcurtis | 03/23/2011
12 Tax Season Tips For Home Owners
CLICK HERE to read article from N.A.R. on 12 Tax Season Tips For Home Owners
Posted in Uncategorized
Posted by: realtorcurtis | 03/15/2011
Curt Rad aka Rock n’ Roll Realtor
Who says Real Estate can’t rock?!… 
Curtis Radmacher
Pacific One Realty
DRE#01851936
Posted in Uncategorized
Posted by: realtorcurtis | 03/15/2011
Quote of the Day…
If you can’t see the light at the end of the tunnel, run down there and turn it on yourself…
Curtis Radmacher
Pacific One Realty
DRE#01851936
Posted in Uncategorized
Posted by: realtorcurtis | 03/11/2011
Open House SAT. March 12th in Fountain Valley 1-4:00pm
Join me at my Open House this Saturday March 12th, 2011 from 1:00 – 4:00pm. at: 9192 Cockatoo Ave. Fountain Valley, CA 92708
4/Bd 2/Ba 1448 SqFt $569,500 lot size 7200 SqFt
CLICK HERE for listing pictures and information.
Curtis Radmacher
Pacific One Realty
DRE#01851936
Posted in Uncategorized
Posted by: realtorcurtis | 03/10/2011
“Get a Rock Star Deal from a Rock Solid Realtor”…
SoCal… Can you hear me NOW? Good morning, let’s make this day amazing!..
Get a Rock Star Deal from a Rock Solid Realtor...
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Posted by: realtorcurtis | 03/09/2011
Quote of the Day…
There is a wonderful mythical law of nature that the three things we crave most in life – happiness, freedom and peace of mind – are always attained by giving them to someone else.
~Peyton Conway March
Posted in Uncategorized
Posted by: realtorcurtis | 03/08/2011
Calif. Sees Record Number of Loan Scams
Calif. Sees Record Number of Loan Scams – REALTOR® Magazine-Daily News
Watch out for loan modification scams, the California State Department of Real Estate (DRE) is warning customers. The DRE has filed a record number of actions against scammers who have offered loan modification and loan mortgage relief services.
Since 2008, the DRE has opened more than 4,500 cases that involve loan modification complaints, as well as 88 accusations accusing 159 real estate professionals of violating real estate laws in connection with offering loan modification services.
One popular loan scam: The assurance of a loan modification in exchange for an upfront fee. Once the fee is paid, the scammer does little or nothing to obtain a loan modification.
“With so many home owners facing financial hardship, foreclosure rescue and loan modification scams are very prevalent and consumers need to be on guard,” says DRE Commissioner Jeff Davi. “We have seen many variations of scams, but most all involve the collection of illegal advance fees. If someone asks for money upfront, that is a huge red flag.”
The DRE is telling customers to avoid becoming a victim of a scam by never paying an upfront fee for loan modification services and being skeptical of promises of “guaranteed success.” They are encouraging home owners to contact a HUD approved counseling agency, which can provide loan modification services for free (http://www.yourhome.ca.gov/mortgage-help.shtml#scams).
Source: “California Department of Real Estate Continues to Fight Loan Modification and Loan Mortgage Relief Scams,” Businesswire.com (Feb. 24, 2011)
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